![]() You have 90 days to pay $1,500 for the pup. You just have to sign the paperwork, and the clerk will head off to a nearby computer. It turns out you can take the puppy home immediately and not pay a cent, plus you might get some extra “free” perks, like online training, pet food and other starter supplies. That’s when they hand you the clipboard and offer a loan, often from EasyPay. Eventually, they return with a clipboard and ask some friendly questions, dodging the question about how much the puppy costs. The helpful store employees will take you and the puppy of your choice to a private play area and leave you alone for a bit. If you’re walking through a pet store checking out rows and rows of adorable puppies, you may notice that there are no prices posted. Real-Life ExampleĮasyPay has made headlines recently because it is commonly offered by pet stores to help pay for pets. EasyPay can finance up to $5,000 in repairs, doesn’t require paystubs, and reports to the three credit bureaus for on-time/paid-off accounts. Payday loans typically range from $50 to $1,000, require paystubs, and don’t report to the credit bureaus unless you are in collections. To apply for an EasyPay loan, you need to earn at least $750 and have a checking account that is in good standing and active for at least 90 days. Payday loans are typically based on your earnings, and you must provide a pay stub when applying for one. TAB Bank (Transportation Alliance Bank), a technology-driven online banking service, helps EasyPay charge up to 189% on loans that cater to small businesses to boost their revenues.ĮasyPay has a 90-day interest rebate promotion that allows customers to qualify for a full rebate of all interest paid on their contract - unlike payday loans, which offer no reprieve on a single penny of interest. They are popping up as financing options at furniture stores, auto repair shops, pet stores, and other retail outlets. How to Apply for an EasyPay Finance LoanĮasyPay offers simple, transparent consumer finance options that grow small to medium businesses and help provide financing to the business’ customers with good to no credit.What are EasyPay Finance’s Typical Loan Terms?.
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